Gibbs Insurance Agency
Landscaping
Gibbs Insurance Agency, a multi-line insurance broker, provides personalized insurance coverage for businesses and individuals. For over 28 years we have been helping clients throughout California with their insurance needs. Our services include Business, Commercial, Auto, Home, Life, Medical and Dental Insurance.
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Secondary Markets

Landscaping

Trim, shape and manicure your business with this program designed for landscape contractors providing lawn care, sprinkler maintenance and installation, and incidental tree-trimming services. Incidental snow removal is allowed for an extra charge.

General Liability

  • Primary Limits up to $3,000,000 Occurrence/Aggregate
  • Errors and Omissions - Policy Limits
  • Blanket Additional Insured Endorsement available
  • Property Damage Extension (Care, Custody and Control) - Policy Limits up to $300,000 Occurrence/Aggregate

Included Coverages:

  • Medical Payments Coverage - $5,000 Limit
  • Lost Key Coverage -$25,000 Limit
  • Pesticide/Herbicide Applicator Coverage - Policy Limits
  • In-transit Pollution Coverage - $25,000 per Occurrence/$100,000 Aggregate
  • Property Damage Extension (Care, Custody and Control)-$5,000/$25,000 is included; higher limits are available

Deductible:

  • Minimum $500 Deductible Required

Property

  • Basic, Broad or Special Form
  • Replacement Cost or ACV
  • Building
  • Contents
  • Business Income
  • Equipment Breakdown
  • Accounts Receivable
  • Computer Equipment
  • Contractor's Equipment
  • Outside Signs
  • Valuable Papers

Crime

  • Inside the Premises - Theft of Money and Securities
  • Outside the Premises